Introduction
Choosing the right study destination is not just about quality education it’s also about affordability. For Pakistani students planning to study abroad, the UK, Sweden, and Finland are among the top choices. Each country offers unique advantages, but their tuition fees, living costs, and visa expenses differ significantly.
At Ocentra Travel and Tourism, we specialize in guiding students from Pakistan to these destinations. Let’s compare the real costs so you can make an informed decision for the September 2026 intake.
Studying in the United Kingdom
Tuition Fees
Top universities like the University of Glasgow, Birmingham, and Nottingham may charge slightly higher, especially for STEM or business programs.
Living Costs
Work Opportunities
UK students can work 20 hours per week during term time and full-time during holidays. After graduation, you can apply for a 2-year Post-Study Work Visa (Graduate Route).
Total Annual Cost
Approx. £20,000 – £28,000 (₨7–10 million PKR per year)
Studying in Sweden
Tuition Fees
Public universities like Lund University, KTH Royal Institute of Technology, and Uppsala University offer scholarships to reduce costs.
Living Costs
Average monthly expense: SEK 9,000 – 12,000
(≈ ₨240,000 – ₨320,000 PKR) – Includes rent, food, and local transport.
Work Opportunities
Students can work up to 20 hours per week during studies.
Total Annual Cost
Approx. ₨2.8 – 4.2 million PKR per year
Studying in Finland
Tuition Fees
Universities like Aalto University and University of Helsinki offer scholarships (50–100%) based on academic performance.
Living Costs
Work Opportunities
Students can work up to 30 hours per week during studies.
Total Annual Cost
Approx. ₨2.5 – 3.8 million PKR per year
Comparative Overview
| Country | Tuition Fees (Annual) | Living Costs (Annual) | Total Annual Estimate (PKR) | Work Limit | Post-Study Visa |
| UK | ₨5.5 – 9 million | ₨1.8 – 3 million | ₨7 – 10 million | 20 hrs/week | 2 years |
| Sweden | ₨2.1 – 3.8 million | ₨2.8 – 3.5 million | ₨4 – 6 million | Unlimited | 1 year |
| Finland | ₨2.2 – 3.8 million | ₨2.5 – 3 million | ₨4 – 5.5 million | 30 hrs/week | 1–2 years |
Verdict: Which Country Is More Affordable?
For Pakistani students looking for quality education with lower total cost, Finland and Sweden are generally more affordable compared to the UK.
Ocentra Travel and Tourism Your Study Visa Partner
At Ocentra Travel and Tourism (SMC Pvt. Ltd.), we provide end-to-end guidance for:
We specialize in UK, Sweden, and Finland Study Visas and have helped numerous students successfully secure admissions and approvals.