Studying in Sweden is a dream for many students in Pakistan, especially those from Lahore, due to its world-class universities, modern lifestyle, and excellent career opportunities. One of the most common questions for Pakistani students is: How much bank balance is required for a Sweden student visa?
The Swedish Migration Agency requires students to show enough financial proof to cover living expenses during their studies. This ensures that international students from Pakistan can manage accommodation, food, transportation, and daily needs without facing financial difficulties.
Many students rely on trusted agencies like Ocentra Travel and Tourism in Lahore (SMC Private Limited) to guide them through the Sweden student visa process, including financial documentation, sponsorship verification, and overall visa application support. In this guide, we explain the exact bank balance requirement, how to show funds correctly, common mistakes to avoid, comparisons with other countries, and FAQs to help you prepare a strong visa application.
Benefits for Pakistani Students
Benefits of Understanding Sweden’s Bank Balance Requirement
Knowing the bank balance requirement for a Sweden student visa gives students from Pakistan, including Lahore, a clear advantage. It allows you to plan your savings in advance and maintain a stable bank statement — a key factor for visa approval.
Understanding the requirement also helps you budget expenses wisely. When you know the amount needed, you can plan accommodation, transportation, and monthly living costs according to Swedish standards. This prevents unexpected financial challenges after arriving in Sweden.
Working with trusted agencies like Ocentra Travel and Tourism ensures your financial documents are prepared correctly, increasing visa approval chances and reducing stress during the process. A well-prepared financial profile helps students from Pakistan feel confident and organised throughout their application journey.
Exact Bank Balance Required for Sweden Student Visa
Monthly Living Cost Requirement
Students from Pakistan must show SEK 10,314 per month to meet the Swedish Migration Agency’s minimum living cost requirement.
Total Bank Balance for One Year
For a one-year program, you need approximately SEK 123,768 in your bank account. This ensures you can cover all expenses, including accommodation, food, and transport.
Two-Year Programs
For most 2-year master’s programs, students usually show funds for 10 months unless covered by a scholarship or sponsor. Maintaining a clean and consistent bank statement from Pakistan is essential.
How Pakistani Students Can Show Bank Balance
1. Personal Bank Account
- Maintain required balance for 28 Day’s
- Avoid sudden large deposits
- Provide bank statement with bank letter from your Lahore or Pakistan bank
2. Parents or Sponsor Bank Account
- Sponsorship affidavit with relationship proof
- Sponsor’s bank statement and income documents
- Acceptable for students applying from Pakistan
3. Scholarship Holders
- Attach official scholarship letter
- Specify coverage and duration
- Reduces the need for a large personal bank balance
4. No Blocked Account Required
Unlike Germany, Sweden does not require a blocked account, making the process simpler for students from Pakistan. Agencies like Ocentra Travel and Tourism can guide you to ensure all financial documentation meets Swedish visa requirements.
Common Mistakes to Avoid for Pakistani Students
- Sudden deposits in the bank account
- Inconsistent or low balance
- Using inactive accounts
- Fake or altered bank statements
- Showing funds not covering the study duration
Tips for a Strong Bank Statement from Pakistan
- Maintain balance steadily for 28 Day’s
- Use one main bank account (preferably in Lahore)
- Attach supporting documents like bank letters or sponsor affidavits
- Avoid unnecessary withdrawals
- Ensure the statement matches your study period
- Work with experienced visa consultants like Ocentra Travel and Tourism for guidance
Comparison: Sweden vs Other Countries for Pakistani Students
| Country | Monthly Requirement | Annual Requirement | Blocked Account? |
| Sweden | SEK 10,314 | SEK 123,768 | No |
| Finland | €560 | €6,720 | No |
| Germany | €934 | €11,208 | Yes |
| Netherlands | €1,100+ | €13,200 | No |
| Canada | CAD 833–1,000 | CAD 10,000–12,000 | No |
Sweden is considered student-friendly for Pakistani applicants, and working with trusted agencies like Ocentra Travel and Tourism in Lahore can make the process even smoother.
Frequently Asked Questions (FAQs) for Pakistani Students
1. How much bank balance is required for a Sweden student visa from Pakistan?
You must show SEK 10,314 per month.
2. Can parents sponsor my studies from Pakistan?
Yes, parents or relatives can sponsor you with proper documents and bank statements.
3. Is a blocked account required for Sweden?
No, Sweden does not require a blocked account.
4. How many months of bank statements should I show from Pakistan?
At least 28 Day’s of consistent transaction history is recommended.
5. Can funds from multiple accounts be shown?
Yes, but it is better to use one main account, preferably from Lahore or another major city in Pakistan.
6. Will sudden large deposits affect my visa application?
Yes, sudden transactions can raise concerns and may cause delays or refusal.
7. What if I have a scholarship?
If your scholarship covers living expenses, you only need to show funds for uncovered expenses.
8. Can I use a business account?
Not recommended. Always use a personal bank account for the student visa.
9. Can agencies like Ocentra Travel and Tourism help with bank balance preparation?
Yes, they provide expert guidance to ensure all financial documentation is complete and visa-ready.
Conclusion
For students from Lahore and across Pakistan, knowing how much bank balance is required for a Sweden student visa is crucial for a successful application. Maintaining a stable bank statement of SEK 10,314 per month, avoiding common mistakes, and providing proper documentation significantly increase the chances of approval. Trusted agencies like Ocentra Travel and Tourism in Lahore can guide students throughout the visa process, making it smooth, stress-free, and professional. Proper financial planning ensures a successful journey for every Pakistani student aspiring to study in Sweden.